Make sure you have these items available; they're not mandatory but will assist you in gaining a clearer understanding of your current situation and how much home you can qualify for.

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1. Knowledge of Income (hourly pay x 40 x 52 / by 12= Monthly income)

2. Knowledge of money movements in your account

3. Knowledge of your Fico Score

4. Have knowledge of your existing credit Debt to include student loans

5. Your Monthly Home Mortgage Budget