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A mortgage is a type of loan specifically used for purchasing property. There are different types of mortgages available to cater to various needs. Fixed-rate mortgages are a popular choice as they offer a consistent interest rate throughout the loan term, providing stability and predictability for borrowers.

Adjustable-rate mortgages, on the other hand, have interest rates that can fluctuate over time, usually starting with a lower rate and adjusting periodically. This type of mortgage can be advantageous when interest rates are expected to decrease. Another option is an interest-only mortgage, this can be beneficial for those who want lower initial payments.

*It is important to consider one's financial goals and circumstances before choosing a mortgage type. This site cover 30yr fixed products but if you have questions about an ARM loan feel free to contact us.

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